Please read the Terms of Service of PeoplesInsight.com carefully as they apply to all current and future services from us. These terms govern your use of this Site and the services offered. 

This Site is intended for individuals who are 16 years old or older. By using this Site you are certifying that you are at least 16 years of age. Use of this Site and its Services is Void when Prohibited. 

The Terms of Service Agreement applies to the members and all users of PeoplesInsight.com. We reserve the right to update or make changes to the Terms of Use at any time. Your use of this Site constitutes your consent to be bound to the  current terms outlined in this agreement the same way as if you signed it. If you do not agree to these Terms of Service, we ask that you cease using this Site. 

PeoplesInsight.com is an online community for people who want to share their life experiences, secrets, and views with the world.  Sometimes advice or comments are offered to the author of a story. This Site does not accept any responsibility for any advice or comments given by its users. We recommend you seek professional advice on matters that are of a serious nature.

This Site does not endorse or support any of the advice given, nor does it advocate the use of bad morals, violence, illegal substances or sexual activity. By using this Site you acknowledge that you may be exposed to content that might be indecent, offensive, objectionable, misleading or inaccurate. This Site may contain comments and stories with sexually explicit materials; such as images, and strong language. If you do not wish to be exposed to this type of content simply cease use of the Site.

The members and users of this Site may post content such as comments, questions, suggestions, stories and send emails as long as the content is not threatening, illegal, obscene, defamatory, invasive of privacy, infringing of intellectual property rights, material to the commission or investigation of a crime or other illegal activity, or otherwise injurious to third parties or objectionable. It must not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." False e-mail addresses are prohibited. You may not impersonate any person or entity, or otherwise mislead as to the origin of an entry or other content. PeoplesInsight.com reserves the right but not the obligation to delete or edit such content.

By visiting PeoplesInsight.com or when you send us emails, you are communicating with us electronically and you are consenting to receiving electronic communications from us such as emails. You also agree that all notices, agreements, disclosures and other communications we provide to you electronically satisfy any legal requirement.

You are solely responsible for maintaining the confidentiality of your account such as your password and for restricting access to your computer. You agree to accept responsibility for all activities under your account and password. If you are under the age of 16, you may use this Site but only with involvement of a parent or guardian. PeoplesInsight.com and its affiliates reserve the right to refuse service, remove or edit content, and terminate your account at their sole discretion.

By submitting content, you grant PeoplesInsight.com and its successors a nonexclusive, perpetual, worldwide, royalty-free, irrevocable and fully sublicenseable right to use, distribute, reproduce, publish, modify, edit, translate, display, adapt, create, derivative works from, market and promote the content for any commercial purposes, and in any medium throughout the world, now existing or hereinafter developed, and to use your name, and any personal information you submit with the content without your prior approval.

You represent and warrant that you either own or control all rights to the content that you post. That the content is accurate and the use of it does not violate this policy and will not cause injury or harm to any person or entity and that you will indemnify PeoplesInsight.com or its affiliates from all claims resulting from the content supplied by you. PeoplesInsight.com takes no responsibility and assumes no liability for any content posted by you or any third party.

PeoplesInsight.com reserves the right but not the obligation to monitor, edit or remove any content at any time and without any notice if we believe it violates the Terms of Use. We maintain the right to edit all entries in order to alter spelling, grammar, or presentation.

All content published on this Site including but no limited to text, images, graphics, logos, icons, comments, ratings, messages, data compilations and software is owned by PeoplesInsight.com or its licensors/suppliers and is protected by Unites States and international copyright laws, trademarks, patents, trade secrets, or other proprietary rights. All content and software on this Site is the exclusive property of PeoplesInsight.com or its software suppliers and is protected by United States and international copyright laws.

PeoplesInsight.com grants you a limited license to make personal use of this Site and no downloading or modifying any portion of this Site is allowed without the written consent of PeoplesInsight.com. This does not include resale or commercial use of this Site or contents, collection, use of listings, categories, topics, prompts or any derivative use of this Site or its contents; downloading or copying of account information for the benefit of another site; use of robots, data mining, or similar data gathering and extraction tools. 

PeoplesInsight.com or any portion of this Site may not be duplicated, copied, reproduced, visited, sold, resold, or otherwise exploited for any commercial purpose without the written consent of PeoplesInsight.com. You may not frame or utilize framing techniques to enclose any logo, trademark, or other proprietary information including text, images, form, and page layout of PeoplesInsight.com and our affiliates without written consent. No meta tags or other hidden text utilizing PeoplesInsight.com’s name or trademarks can be used without the written consent of PeoplesInsight.com.

All unauthorized use terminates permission granted by PeoplesInsight.com. This Site grants you a limited, nonexclusive and revocable right to create a hyperlink to PeoplesInsight.com’s home page so long as the link does not portray PeoplesInsight.com or its affiliates, services or products in a false, offensive, derogatory or misleading matter.

You agree to defend, indemnify, and hold PeoplesInsight.com and its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms and Conditions.

PeoplesInsight.com and its affiliates respect the property of others. If you believe your work has been copied in any way that constitutes copyright infringement please contact us.

PeoplesInsight.com is provided on an "As Available" and "As Is" basis and is intended for entertainment purposes only. This Site makes no representations or warranties of any kind, implied or expressed, as to the operation of this Site or the content and information included on this Site. You agree that your use of this Site is at your sole risk.  

This Site does not warrant that its servers or that emails sent from PeoplesInsight.com are free of viruses or other harmful components. PeoplesInsight.com will not be liable for damages of any kind arising from the use of this Site, including, but not limited to direct, indirect, incidental, punitive or consequential damages.